Hello!
I hope you all had a wonderful week and weekend.
Today we are going to be talking about something near and dear to my heart. Being average.
Being average is something I've always feared. If you have been reading this blog for the past couple of months, you probably have that same fear.
But... there is nothing wrong with being an average Joe.
Average is alright. It gets by and pays the bills. But maybe you want more, like me. You want to stop being average but you just don't know where to start. If that's the case, here's a couple of things you could do to start the long process of becoming more than just the average Joe.
Here’s How to Stop Being One of the Average Joes
1. Start paying off your debts!
It's no surprise that the average American is in debt. Most families are in debt due to mortgages, but there are tons of families that have credit card debt, student loans, car payments... the list goes on. The first step is to get out of debt. This might take a while, but just starting this process is a solid start. One of the best ways to get out of debt is to make a budget! Write down all of your bills and expenses and live within your limits. You go to sleep at night with ease knowing where all of your money is going!
2. Look into investing
Only about half of Americans currently invest their money. A huge step into becoming successful in making your money work for you! Investing is an amazing thing you can do for your future. If you've never done this before, it can be really scary. Thanks to modern-day technology, there are many ways you can start without having to be the next Wolf on Wallstreet. There are so many apps that you can download on your phone, and start investing right this second! Just make sure the app is safe of course. Here are the best 7 investing apps last year if you are interested.
3. Get insurance!
Insurance is a thing that everyone knows is super important, but not a lot of people actually get. The average person does not plan for the worst that could happen, due to this, they are often left stranded or leave their family with massive bills and stress! If you were to pass away today, would your family make it the next couple of months without any income? Would they have to drop what they are doing to get jobs to pay for YOUR bills? If you want to be successful in this life, and while you're gone... you need insurance.
4. Don't waste your own time
I've said it before, and I'll say it again. DO NOT waste your time binge-watching Netflix! It's not a crime, but seriously, monitor your relaxation time. If you spend more than half of your day for, "me-time" then you are doing it wrong. Be productive, work, study, read a book. Imagine you are in a video-game and you are a character. Your stats are lowering while you relax, you need to do something worth-while to get them back up! Go on quests with valuable rewards. Don't be a bad video game character, do something productive and monitor how much you relax.
5. Give back
I'm sure we have all seen this pyramid at one point in our lives. The top of Maslow's Hierarchy of needs is Transcendence. Reach Transcendence. One day, (after I finally get out of the second level), I will hopefully do this. Help others. Being above the average Joe doesn't mean buying a private island and bringing celebrities/politicians there on your private jet. The average is selfish and only concerned with their own needs. You need to give back before your success gets to your head. Find yourself a charity that means something to you, or just go wander the streets and help those that are in need. There are tons of different charities and organizations that you can donate to. Not only money, but your time could help those in need as well. There are also a ton of volunteer opportunities you can find if you look hard enough in your local area. Here are some charities that support a good cause.
Remember, being average is ok. Average people are typically very happy with their lives! But if something deep inside you is telling you to do better. Then you should listen to that little feeling. You could be a name to remember, and do something great with your life.
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